Westminster College provides Basic Life and Accidental Death and Dismemberment Insurance equal to two and a half times your annual salary (to a maximum of $500,000) at no cost to faculty with at least a 9-month contract and to staff scheduled to work at least 30 hours a week.
Even though this benefit is automatic, you need to designate a beneficiary in the event of your death. Complete the beneficiary designation section when you enroll in benefits on the Cigna Guided Solutions Marketplace website. For more information, see the Basic Life and Supplemental Insurance Summary.
may purchase additional term life insurance for you and your dependents. If
purchased, these premiums are paid by you through payroll deduction and are
based on your age and whether or not you smoke.
- Employee Supplemental Life Insurance* You may purchase up to 7 times your annual salary or $700,000, whichever is less in supplemental life insurance coverage.
- Spouse Supplemental Life Insurance* You may purchase up to $250,000 in supplemental life insurance coverage for your spouse. Spouse supplemental coverage may not to exceed 50% of an employee's approved supplemental coverage.
- Child Supplemental Life and AD&D Insurance You may purchase up to $10,000 in Child Supplemental Life and AD&D coverage that will apply to all eligible dependents.
- Employee Supplemental AD&D Insurance* You may purchase up to $700,000 in supplemental AD&D coverage.
Some coverage amounts will be subject to medical questions.
More information about life insurance: